Free policy appraisal — no cost, no obligation
LiquiPolicy
Get appraised

Life Settlements
at the Speed of Liquidity.

No confusion, no waiting. Get your policy appraised in minutes with AI, then run an open auction across 40+ institutional buyers. Built by brokers for owners.

Get appraised nowTalk to a broker
4.9
268 Google reviews
Universal LifeWhole LifeConvertible TermIndexed ULSurvivorshipVariable ULGuaranteed ULGroup ConversionUniversal LifeWhole LifeConvertible TermIndexed ULSurvivorshipVariable ULGuaranteed ULGroup Conversion

LiquiPolicy is a full-stack life settlement brokerage. That means a free appraisal, real competition between institutional buyers, and a team that works only for the policy owner.

“Our carrier valued it at $38,000. LiquiPolicy ran an auction and we closed at $412,000.”

Daniel Reyes

Daniel Reyes

Trustee, family ILIT — Scottsdale, AZ

Settlement Structures Built Around You

From a clean lump-sum exit to keeping coverage for your family — each path priced with our AI engine.

Standard Settlement

Sell the full policy and walk away with a lump sum

Retained Benefit

Keep part of the death benefit, pay zero premiums

Viatical Settlement

For insureds with a qualifying medical condition

Custom Structure

Blend cash, retained benefit, and hybrid terms

Get appraised instantly

Our Unique Advantage

The Legacy Path

Surrender values set by the carrier, single quotes from direct buyers, and months of back-and-forth. Most policies are simply lapsed.

  • –Surrender for cash value
  • –Let the policy lapse
  • –One quote, take it or leave it
  • –Weeks of paperwork
  • –Pricing guessed by a human gut

LiquiPolicy

One AI-powered brokerage coordinating appraisal, auction, escrow, and closing — so pricing pressure lands on the buyers, not on you.

  • ✓Open auction, 40+ buyers
  • ✓AI-modeled offers in ~21 days
  • ✓Fiduciary duty to you
  • ✓Fees disclosed in writing
  • ✓AI pricing benchmark on every quote
4.9
268 Google reviews

Policy Owners, In Their Words

“I was about to let a $250,000 policy lapse. Six buyers bid on it and I walked away with more than my surrender value ten times over.”

Marilyn Whitfield

Marilyn Whitfield

Retired teacher — Sarasota, FL

“They handled the carrier, the escrow, and every form. I signed twice and the wire hit my account three weeks later.”

Arthur Nakamura

Arthur Nakamura

Business owner — Portland, OR

“I bring my clients here because the bidding is open and the fees are disclosed in writing. That's rare in this business.”

Claudia Bennett

Claudia Bennett

Financial advisor — Charlotte, NC

Get Appraised Instantly or Talk to a Broker

Free, AI-powered appraisal in minutes. No obligation, no pressure — talk to a human broker only when you're ready.

Submitting does not obligate you to sell. We never sell your information.

Powered by AI

Pioneering the future of life settlements

Every appraisal, auction, and closing is accelerated by proprietary AI — pricing your policy against thousands of comparable transactions and matching you to the buyers most likely to pay the most. The humans are fiduciaries. The AI makes them unstoppable.

AI Policy Appraisal

Upload your policy and our models value it in minutes — benchmarked against thousands of settled transactions, not a carrier's guess.

Smart Buyer Matching

Our matching engine routes each policy to the institutional buyers whose appetite and capital fit it best — so the right bids come in, faster.

Predictive Pricing

Before you accept an offer, our AI shows you the fair-value range and flags lowball bids — the kind of edge that turns $38k into $412k.

AI accelerates the work. Licensed brokers own the relationship, the advice, and the fiduciary duty.